NOTICE: Perth Amboy Medicare Insurance Agent is a private, independent insurance agency and is NOT affiliated with or endorsed by the U.S. government or the federal Medicare program.

About Perth Amboy Medicare Insurance Agent

A bilingual Middlesex County agency focused on Medicare

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This is a private website. By requesting information, you will be contacted by a licensed insurance agent. We are not a government agency.

A historic brick civic building with a mansard roof stands behind a small green park at sunset

Who We Are

We are a privately owned agency with one specialty: helping people in Perth Amboy and nearby Middlesex County towns understand Medicare. No single insurer owns us. We set the plans we represent beside one another and explain plainly how each would handle your doctors, prescriptions and budget.

We believe a decision this important deserves more than a mailer or a commercial. It deserves a patient conversation with someone who asks questions first, lays out the rules and lets you make the call.

Rooted in a Historic Bay City

Perth Amboy sits where the Raritan River meets Raritan Bay, across the water from Staten Island. It was incorporated in 1718 and again in 1784, and its City Hall on High Street is the oldest in continuous use in the United States. It was there that New Jersey became the first state to ratify the Bill of Rights. Today about 55,000 people live here, and roughly three in four speak Spanish at home, with deep Dominican and Puerto Rican roots.

Those facts shape how we work. Conversations happen by phone or video, grown children are welcome to join and everything can be done en español. We keep local resources in mind too, including the Office on Aging at the A.J. Community Center on Olive Street, Raritan Bay Medical Center on New Brunswick Avenue and the walks along Sadowski Parkway and Bayview Park that so many of our clients enjoy.

How Our Agency Earns Its Living

You pay us nothing. If you enroll, the insurance company pays our commission, and your premium is identical whether you use us or not. Nobody is pressured into switching, and if your present coverage beats what we can offer, we say so plainly.

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Our Promises to You

  • We learn about your doctors, medicines and budget before suggesting any plan.
  • We tell you which carriers we represent, and we point you to Medicare's helpline (Medicare.gov)(opens another website) for the full list of choices.
  • We never ask for your Medicare number until you decide to enroll.
  • We remain available after you join for billing problems, claim questions and your yearly coverage checkup.

See the complete service list, or start with first-year enrollment and cost savings. Free neutral guidance is also available from New Jersey SHIP (nj.gov)(opens another website).

More About Our Agency

Are you part of Medicare or the city?

No. We are a privately owned, independent insurance agency, licensed under New Jersey rules, and we only offer coverage from carriers we hold contracts with.

Do you carry every plan sold in Middlesex County?

No. We represent a limited set of insurers and always tell you which ones. For the full market, Medicare.gov and 1-800-MEDICARE list every option.

Will I need to travel to an office?

No. Reviews take place over the phone or by video, so relatives can listen in from wherever they are.